As one of the top corporate financial solutions providers in India, Dviija Fintech’s team of seasoned professionals combines deep analytical expertise with strategic insights, delivering precise and actionable solutions that empower smarter corporate decision-making.
Arpita Shroff
FounderA Chartered Accountant with 22+ years of experience in credit and financial analysis, she has structured complex credit transactions across sectors. She was part of the LBO team at Deutsche Bank and later served as Credit Head – Eastern India at IDBI Bank. At CRISIL, she served as Associate Director and rating committee member, managing teams in Kolkata and Chennai. At Dviija Fintech, she leads with a vision to build credibility and trust, advising corporates across India on strategic financial decisions through ethical advisory.
Ashok Sharma
Director Business DevelopmentAshok brings 18+ years of experience in the financial sector, having worked with reputed organisations such as Dun & Bradstreet, Standard Chartered Bank, and ICRA Ltd. In his last role at ICRA, he served as Regional Head of Pune and rest of Maharashtra, leading business acquisition and relationship management. He has built strong relationships with banks, NBFCs, and credit rating agencies. Ashok holds an MBA from Savitribai Phule Pune University and a second MBA in Information Technology.
Manoj Pradhan
Senior Vice-President –Business DevelopmentWith 15+ years of experience in digital marketing, Manoj specializes in project bidding, client management, and project oversight. He holds a Data Analytics certification from Be10x and uses data-driven insights to improve campaign performance and client outcomes. He has a strong marketing background with expertise in developing new markets.At Dviija Fintech, he has been instrumental in strengthening channel partner networks and engaging with clients to deliver effective credit rating solutions, while ensuring smooth coordination overall.
Sushanta Porel
Senior Credit AnalystWith 10+ years of experience in data analysis, Sushanta is an MBA with strong analytical skills, specializing in the financial assessment of companies. He started his career with Dviija Fintech, where he developed expertise in evaluating financial statements and identifying key risks and bottlenecks. He guides clients during the initial assessment so they can take corrective measures before being rated. His strong peer analysis helps companies understand their industry position and identify areas for improvement and stronger financial performance.
Mitul Patel
Senior Advisor – Business developmentHe is an insurance and financial advisor with 20+ years of experience in insurance and financial services industry. His career includes roles with leading insurers such as ICICI Lombard General Insurance, Tata AIG General Insurance, and Reliance General Insurance. Based in Surat, he advises individuals and businesses on risk management, insurance planning, and investments. He is known for his practical claim support and for his expertise in emerging areas such as surety bonds and structured risk solutions.
Sunil Agarwal
Senior Advisor – Debt SyndicationWith over 15 years of experience in various industries, he is a multidisciplinary professional specializing in strategy formulation and implementation. His expertise spans debt syndication, investment management, fund raising, and strategic business advisory. He has been instrumental in launching and consolidating several businesses from conceptualization to implementation. He holds an MBA with dual specializations in Finance and Marketing.
